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STEPHEN LOCKO

Stephen Locko, MBA has over 30 years of experience in nearly every aspect of the financial services industry, with a recent emphasis working in the high net worth client market served by sophisticated insurance and investment professionals. His expertise includes providing marketing, sales and technical support in the use of insurance in large case financial planning, including some of the most current tax, estate, and retirement planning strategies now available.

Steve is also a fee-based planner and holds Series 6, 7, 24, 53, and 65 licenses as a FINRA affiliated supervisory principal, registered representative and investment advisor serving insurance and money management clients in California, New York and Nevada.

A graduate of UCLA in Economics, with later degrees in Computer Science and a Masters in Business Administration with an emphasis in strategic management, Steve began his career with Prudential in agency support, then became national sales manager for a specialty lines insurance group serving both institutional and managing general agency clients.

Steve served as a subsidiary president for several NYSE firms, and also served in executive management roles for holding company mutual fund, brokerage, life insurance, wholesale and retail mortgage, commercial lines and enterprise risk management and captive insurance entities. He has conducted attorney and CPA CE programs for groups in more than 4 states, began a consulting practice that has been active since 1997, has participated in national webcasts regarding insurance and financial planning, has served as contributing editor for several financial planning books, and has been published in the Wall Street Journal, The Financial Times, Planadviser and other industry publications.

Mr. Locko became increasingly engaged in the financial planning industry, joining in 2001 an independent marketing organization in the area of recruitment of CPAs and tax attorneys as firm advisors, developing and implementing new tax, insurance and investment concepts for a planning platform with a history of more than 20 years serving high net worth clients.

Steve began as EVP and became a successor owner and principal of ISN in 2004, and improved and expanded ISN's resources after recognizing the need for producers and advisors to have access to a team of innovative and experienced professionals dedicated to helping producers serve their clients in the broadest sense of overall financial planning by integrating insurance into client fact finding, reviews and recommended solutions.

Our Valued Partners say ...

"After a very successful corporate career, I entered the financial services business because it gave me the ability to help others and enjoy personal and professional success. I worked with several marketing firms, but it was only after Jeff and Steve and I discovered our core beliefs were closely aligned that I realized I could get all the marketing, sales and planning support I needed to change, innovate and grow my practice. My agency's future is bright, and we look forward to working with ISN for many years to come."
Harold Goldman - Founder Financial Safety Net
"When I founded Gryphon Financial I had a very simple but comprehensive goal of helping elite advisors get dedicated access to the best marketing, sales, and product support available. To achieve that goal, we have fostered partnerships with the best insurance providers and administrative support to not only offer the best client solution after careful design and case review, but also to provide ISN's business development team, case managers and licensing and admin support to lessen the burden of processing and placing new business. Our partnership with ISN gives us the ability to seamlessly integrate their resources and people into our operations, bringing you the added value you can expect from industry leaders."
Barry Slocum - Founder Gryphon Financial Solutions
"My practice is sophisticated and broad in scope, and includes clients from all walks of life; professionals approaching retirement, retirees, business owners and high net worth clients and athletes. I'm a real client advocate in today's world of - unfortunately - many advisors who don't serve their clients well. My reputation both in LA, and now in many other cities and states, means the problem solving and planning I need to do for clients is often complex and requires access to the best expertise and resources available. ISN provides me the tools to help me serve my clients according to my highest standards, and also has enabled me to grow and expand my practice that now includes a comprehensive financial literacy campaign geared to young and old - all within a context of sports analogies and strategies. If we all knew money like we know sports, our lives and retirements would be so much simpler."
Brian Gilder CFP ChFC CLU Financial Planner, Speaker & Author

Meet the Team

Jeffrey Berson

President | >>> More here

Stephen Locko

COO EVP | >>> More here

ISN Marketing Team

Business Development Advisors - the Experts

ISN Operations

Concierge Service Level Support